NZ-owned fuel card provider offering at least 10c/litre off at 390+ Mobil, Waitomo and other participating sites, with MyEROAD fuel-data integration.
Kora NZ is a fuel-card company within the Waitomo Group ownership structure. It offers individuals and businesses at least 10 cents per litre off petrol and diesel through an advertised network of more than 390 sites, centred on Waitomo and Mobilcard-accepting locations. The company was registered in December 2020 and Liza Cox-Hancy launched the Kora fuel card in July 2022 as an alternative to conventional fuel-loyalty programmes. Kora says its name means ‘fuel’ in te reo Māori. For a standard $2 monthly account fee, approved customers receive separate Waitomo and Mobil cards and can select weekly, fortnightly or monthly billing by direct debit or payment card. Purchases are made on account and are subject to Kora’s credit assessment, fees and late-payment terms. Customers can manage balances, cards, transactions and invoices through Kora’s app and web interface. The mobile app is available through both Apple’s App Store and Google Play. EROAD also lists Kora as an integrated fuel provider for MyEROAD fuel reporting, although EROAD now describes the relevant setup page as part of its legacy API system. Kora additionally distributes its offer through partnerships with membership, business and community organisations.
Physical fuel-account cards providing at least 10 cents per litre off petrol and diesel at participating locations in an advertised network of more than 390 sites. Standard members receive separate cards for Waitomo and Mobilcard-accepting locations; some additional NPD and Allied sites participate.
Fuel-card accounts for self-employed customers and businesses, with multiple cards, transaction records and consolidated billing options.
Account-management application for checking balances, savings, cards, transactions and invoices and locating fuel sites. Available through Apple’s App Store and Google Play, with access also supported on desktop or laptop.
Kora fuel data can be supplied to EROAD for fuel reporting in MyEROAD. EROAD lists Kora as an integrated fuel provider and says fuel records are processed nightly once setup is complete; its setup documentation now identifies this as a legacy API component.
Fuel-card programmes distributed through employers, unions, sports bodies, charities and membership organisations, including MotorSport New Zealand and other partner groups.
Kora New Zealand Limited registered on 15 December 2020 (Company Number 8147784, NZBN 9429048871716) in Hamilton. Director: James Grey Ormsby. Ultimate holding company: Waitomo Group Limited (Company Number 6258037).
Kora NZ launched in July by founder Liza Cox-Hancy, offering 10c/litre discounts at Mobil and Waitomo sites. Partnerships with both fuel brands secured through Cox-Hancy's extensive fuel industry relationships.
NZ Herald profiles founder Liza Cox-Hancy: 'In this to help people save money'. Network grows to approximately 300 service stations across New Zealand. Kora app launched on iOS App Store for card management.
Network expands to 350+ sites. EROAD integration established for fleet fuel reporting. Growing portfolio of organisational partnerships including MotorSport New Zealand, PSA, RiskNZ, CANZ, and HealthCarePlus.
MotorSport New Zealand partnership announced, bringing Kora fuel discounts to motorsport community members nationwide.
Founder & CEO
Fuel-industry executive whose career has included car leasing, establishing the Mobil Smiles loyalty programme and roles with fuel-card operator Fleetcor. She launched Kora’s fuel cards in July 2022.
The Ministry of Transport names Kora New Zealand Limited among the parties engaged in its November 2024 market sounding on future RUC retail services. This confirms engagement with the process, but it does not show that Kora is an approved RUC Provider or currently sells RUC. The Land Transport (Revenue) Amendment Bill introduced in November 2025 proposes a broader approval framework under which third parties could issue and sell RUC. The Ministry states that the Bill does not set the timetable or final arrangements for moving petrol vehicles to RUC. Kora’s current relevance is therefore prospective: its fuel-card accounts, customer app and organisational distribution network could provide a channel for future RUC services. Separately, EROAD currently accepts Kora fuel data for MyEROAD fuel reporting, but that integration is not itself an eRUC service.
Founded by Liza Cox-Hancy, a veteran of the fuel industry, Kora launched in July 2022 offering New Zealanders a flat 10-cent-per-litre fuel discount at Waitomo and Mobil stations nationwide. The company positioned itself as an alternative to traditional loyalty programmes, with a simple $2/month membership model.
Kora secured partnerships with major New Zealand unions and membership organisations including the Public Service Association (PSA), E tu, the Tertiary Education Union (TEU), and Retail NZ, offering their members exclusive fuel discounts.
An RNZ report republished by the Otago Daily Times examined concerns that deferred-payment fuel products could add to financial pressure for households already struggling with daily costs. The report included Kora because customers purchase fuel on account and may pay weekly, fortnightly or monthly. Kora responded that paying for fuel on account was comparable with other non-cash payment methods and said it took its responsibilities seriously. Kora’s terms allow a dishonour fee and interest of 2.5% per month on overdue amounts. No regulatory breach or enforcement finding against Kora was reported.
8147784
9429048871716
NZ Limited Company
15 Dec 2020
15 Ellis Street, Frankton, Hamilton, 3204, New Zealand
G400010 - Automotive fuel retailing
James Grey Ormsby
Cambridge, New Zealand
100 total shares
Meribel Trustee Company Limited
100 shares · Hamilton, New Zealand
Source: NZ Companies Office · Last checked February 2026
View on Companies RegisterAnalysis of notable corporate and institutional shareholders. Individual shareholders are excluded.
Waitomo Group (Ormsby Family)
Meribel Trustee Company Limited
Meribel Trustee Company Limited holds 100% of Kora NZ on behalf of the Ormsby family, the multigenerational owners of Waitomo Group. Waitomo Group is a 100% NZ-owned, family-operated fuel retailer founded in 1947 by Desmond Ormsby in Te Kuiti. Now run by the third generation (Jimmy Ormsby), Waitomo operates 100+ no-frills petrol stations nationwide. The company supplies Mobil fuel and has partnered with Hiringa Energy on NZ's first hydrogen refuelling network. Kora NZ is Waitomo's consumer fuel card subsidiary.
