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Caura

UK vehicle-administration app for road and city-charge payments, insurance, maintenance and vehicle compliance.

London, UKPrivately held; founder Sai Sumanth Lakshmi controls more than 50% but less than 75% of shares and voting rightsFounded 2018
Caura logo
Website
500K
Drivers trusted by Caura (company claim)
2 taps
Advertised city-charge payment process
6,500+
Garages in network
173
Insurance quote providers advertised
2018
Year incorporated

Overview

Caura is a UK vehicle-administration platform for consumers and fleets. Its mobile app combines payments for tolls, clean-air and congestion zones, vehicle excise duty and airport charges with insurance comparison, maintenance booking, reminders and selected lease-management services. Caura also supplies partner-branded applications and offers the DriveOS fleet-management platform. The company was incorporated in 2018 and launched its consumer app in 2020. Its current leadership comprises co-founders Sai Lakshmi as CEO, Bhavin Kotecha as CFO and Shaun Foce as CTO, with David Tovar as a non-executive director. Caura currently describes its reach as half a million drivers, access to more than 6,500 garages and insurance quotes from 173 providers; these are company claims rather than independently audited measures. Caura announced a US$4.2 million seed round in June 2021 led by TwinFocus Capital Partners, with InMotion Ventures, Road Ventures, Pareto Holdings, Quiet Capital and angel investors participating. Lloyds Banking Group made a separate £4 million strategic investment in January 2023. Caura subsequently developed services for Lex Autolease customers and supplied the technology for an esure mobile application launched in May 2025.

Products & Services

City Charges and AutoPay

App payments for UK clean-air, low-emission and congestion zones. Current listed coverage includes Bath, Birmingham, Bradford, Bristol, London, Newcastle, Oxford, Portsmouth and Sheffield. AutoPay covers London's ULEZ, Congestion Charge and LEZ, plus Blackwall and Silvertown tunnel charges under current terms.

Tolls, Roads and Airport Charges

Mobile payments for supported road and toll charges, including Dartford, Merseyflow, Tyne, Blackwall and Silvertown, together with supported airport drop-off charges such as Heathrow.

Vehicle Tax and Compliance Reminders

Vehicle excise duty payment, DVLA-linked MOT and tax reminders, and insurance-expiry reminders.

MOT, Servicing and Repairs

Quotes and bookings through a network that Caura currently describes as more than 6,500 garages, including independent garages, national chains and main dealers.

Insurance Comparison

Comparison and purchase of car insurance. Caura currently advertises quotes from 173 UK providers and states that it is authorised and regulated by the Financial Conduct Authority under reference 923662.

Airport Parking

Booking of airport parking within the app, alongside supported airport drop-off payments.

Partner Applications and Lease Services

SaaS functionality supplied through partner applications, including the esure app and services for eligible Lex Autolease customers to view lease information and access vehicle-management functions.

DriveOS Fleet Platform

Fleet software covering maintenance, compliance, digital driving-licence checks, third-party supplier integration and spend monitoring.

History

18
2018

CAURA LTD was incorporated in England and Wales on 16 August 2018. Its co-founders are Sai Lakshmi, Bhavin Kotecha and Shaun Foce.

20
2020

Caura launched its consumer vehicle-administration app. An insurance comparison service followed later that year.

21
2021

Caura announced a US$4.2 million seed round led by TwinFocus Capital Partners, with participation from InMotion Ventures, Road Ventures, Pareto Holdings, Quiet Capital and angel investors.

22
2022

Caura expanded its clean-air-zone coverage and introduced AutoPay for London's ULEZ, Congestion Charge and LEZ payments.

23
2023

Lloyds Banking Group made a £4 million strategic investment in Caura in January. Caura also expanded in-app MOT, servicing and repair booking through its garage network.

25
2025

An esure mobile application powered by Caura launched in May. Caura also established services allowing eligible Lex Autolease customers to access lease information and vehicle-administration functions.

26
2026

Caura markets DriveOS, a fleet platform covering vehicle maintenance, compliance, driving-licence checks, supplier integration and spend management.

Leadership

Dr Sai Lakshmi

CEO & Co-Founder

Companies House records Sai Sumanth Lakshmi as a director and the company's sole active person with significant control.

Bhavin Kotecha

CFO & Co-Founder

Caura identifies Kotecha as its co-founder and chief financial officer.

Shaun Foce

CTO & Co-Founder

Caura identifies Foce as its co-founder and chief technology officer.

David Tovar

Non-Executive Director

Caura lists Tovar in its leadership team; Companies House records David Simon Tovar as a director appointed on 1 December 2019.

RUC Involvement

Caura does not publicly identify a New Zealand operation or an approved New Zealand RUC service. The Ministry of Transport lists Caura Limited among 28 parties it engaged during the market sounding initiated in November 2024 about retail and management services for road user charges. This verifies engagement, but not Caura's individual response, proposed technology or policy views. Caura's UK app demonstrates retail payment and administration for fixed tolls, zone charges and vehicle excise duty. Its AutoPay service uses charging-zone notifications linked to vehicle registration; it does not measure distance travelled and should not be described as an electronic RUC system.

Market Position

  • Named by the Ministry of Transport as a party engaged in the November 2024 RUC retail-services market sounding
  • UK experience combining vehicle-charge payments, compliance reminders and related services in a consumer application
  • Offers partner-branded SaaS and fleet products that may be relevant to a future competitive RUC retail-services market
  • No public evidence found that Caura is an NZTA-approved RUC provider or currently operates a New Zealand RUC service

Policy Positions

    Notable Events

    US$4.2 million seed funding (2021)

    Caura announced a US$4.2 million seed round in June 2021 led by TwinFocus Capital Partners. InMotion Ventures, Road Ventures, Pareto Holdings, Quiet Capital and angel investors also participated.

    Caura raises $4.2m seed round

    Lloyds Banking Group strategic investment (2023)

    Lloyds Banking Group invested £4 million in Caura in January 2023 to support product development, including insurance, maintenance, embedded financial services and fleet software.

    Lloyds Banking Group invests £4m in Caura

    Esure application and Lex Autolease services (2025)

    Esure launched an iOS and Android application powered by Caura in May 2025. Caura also provides eligible Lex Autolease customers with lease-information and vehicle-administration functions through its applications.

    Esure launches all-in-one insurance appCaura x Lex Autolease terms

    Company Information

    CAURA LTD

    Active
    Company Number

    11520538

    Entity Type

    UK Private Limited Company

    Incorporated

    16 Aug 2018

    Registered Office

    1 Horse Guards Avenue, London, England, SW1A 2HU

    Industry

    Manufacture of electrical/electronic equipment for motor vehicles; Software development; Engineering consulting

    Directors (3)

    Sai Sumanth Lakshmi

    London, United Kingdom

    16 Aug 2018

    Aleksandr Tolchinsky

    London, United Kingdom

    30 Jun 2021

    David Simon Tovar

    London, United Kingdom

    01 Dec 2019

    Source: UK Companies House · Last checked February 2026

    View on Companies House

    Profile compiled from public sources. Last updated July 2026. Back to Market →